LocalPay for Consumers
Logo

Instant Discounts With Loyalty & Payments for Consumers

What LocalPay Does

LocalPay lets customers pay retail merchants directly from their bank account. Merchants get faster settlement and avoid high credit and debit card fees, while customers get loyalty rewards and instant discounts.

Benefits to Consumer Users

  • Receive instant discounts at checkout
  • Find local deals from area merchants
  • Use LocalPay as a standalone app or built into your banking app

How It Works

LocalPay partners with banks to enable account-to-account payments between consumers and merchants, empowering banks to become the center of their local economy.

How to Install

Register in less than 2 minutes

  1. Step 1
    1

    Download LocalPay from the App Store or Google Play

  2. Step 2
    2

    Select Consumer Registration to create your account

  3. Step 3
    3

    a. Enter phone number
    b. Create password
    c. Accept Privacy Policy and User Agreement

  4. Step 4
    4

    a. Enter name and email address
    b. Create a 4-digit code for Transaction PIN

  5. Step 5
    5

    Enter verification code from text message

  6. Step 6
    6

    Click Verify Bank Account to log in, verify, and securely link your bank account

  7. Step 7
    7

    Click Continue, then Continue as guest or Continue without phone number

  8. Step 8
    8

    Search for your bank and select it. Click Continue to login

  9. Step 9
    9

    Log into your bank's online banking with your bank login credentials. This may include SMS verification

  10. Step 10
    10

    Click Allow to let Plaid display your available bank accounts

  11. Step 11
    11

    Select the account you want to link and click Continue

  12. Step 12
    12

    Click Finish without saving followed by Get Started. The linked account will display on the completed LocalPay account home page

Have questions or need extra help? Email us at support@localpay.com